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For example, recent legislation increased the lending capacity of SBA programs and created tax incentives for business investment. 3 With regard to the business environment, the level of legislative and regulatory uncertainty—frequently cited as an obstacle by small businesses—has been easing. For example, Mr. Bell of the U. S. Chamber of Commerce acknowledged the temporary extension of tax relief passed in December: “The activities of December will have a very, very positive effect I think on the overall economic environment, but particularly with regard to small business of confirming the tax rates, even though it’s only two years. ”4Panelists offered additional policy recommendations to support the operating environment for small businesses. For example, Senator Warner emphasized the need to expand the nation’s export capabilities. Mr. Bell echoed those views, calling exports the “number one market expansion opportunity for small business and frankly for all business. ” Bell also called for the government to finalize three pending trade agreements coming before the Congress.