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However, some lenders will offer fixed rate options for certain real estate or business acquisition transactions.
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hubpages. com › … › Mortgages and Loans › Loan OptionsIf you need to know how to start a business with no money than you must have … Small business loans for people with bad credit can be found from a variety of …Introduction Small businesses are critical to fueling the nation’s economic growth. They employ roughly half of all Americans and account for more than 60 percent of net new jobs. 1 Their ability to generate new jobs depends in large part on access to credit. In the wake of the recent recession, small businesses’ demand for credit waned as they faced the more immediate challenges of weak sales and heightened business uncertainty. Now, as the business outlook improves, credit demand from small businesses is beginning to strengthen. However, access to credit remains a challenge for some. Lower real estate values and the cumulative effects of lower revenues have damaged small businesses’ credit capacity, and banks’ lending standards—although no longer tightening—loosened only marginally in 2010. In addition, as evidenced by high levels of problem banks, the recession has affected the ability of some banks to lend as they focus on correcting existing problems. In response to these issues, policymakers and regulators continue to actively seek ways to facilitate the flow of credit to small businesses. On January 13, 2011, the FDIC hosted a forum, “Overcoming Obstacles to Small Business Lending,” to identify credit related issues facing small businesses and potential solutions.